What Does Our Company Do?
We are working with the cream of UK's mobile phone industry, including such companies as T-Mobile, Virgin Mobile and O2. Why are we working hand-in-hand with them? Well, besides the fact that its always nice to hang out with the cool kids (and we think you'll agree none are cooler than these companies when it comes to getting a mobile phone), we also know that thanks to our the combined efforts of Talk Back Phone and any of these mobile phone providers, we can help you get a mobile phone contract, even if others say it's impossible.
Of course, we don't do anything blindfolded. We have a team of experts with a great experience in the mobile phone industry and the know-how of finding that right contract for you. Although we are a relatively new company, we already have hundreds of customers that can tell you just how easy getting a bad credit mobile phone contract is with us.
But we are getting ahead of ourselves here. If we are to be completely honest (and being honest to our customers is how we at Talk Back Phones like to do business), we have to explain a few things to you before you apply for one of our bad credit mobile phone contracts. First of all, we "only" make getting a mobile phone contract easier if you have bad credit. We still have to check your credit history and rating. Unfortunately, that means we don't offer no credit check mobile phones or guaranteed contracts, as opposed to our providers like www.mobilephonenow.co.uk. We wish we can, but we found out that such contracts are not beneficial for the user and his wallet at all.
We Have A Few Things To Recommend
Of course, we have a few tips to give you on how you can get a bad credit mobile phone contract much easier.
1. Apply For A Cheaper Phone
We are aware you don't want to fall behind your friends on the "who's got the fanciest phone" list, but if you are suffering with bad credit, you won't get very far on it. Simply put, if you have a not-so-good credit rating, the mobile phone contract provider will see you as a risky customer and may not even grant you a contract if you ask for an expensive handset. Best case scenario is that they offer you a very expensive contract (one you have no chance of repaying in the end). Because of this, you should apply for a cheaper phone handset and increase your chances of getting accepted and get a cheaper less expensive contract.
2. Offer An Upfront Deposit
You might be in a situation where your credit rating is very low, but you do have some cash at hand. That's perfect because then you can offer that cash as a deposit! This works just like when you are buying a new car or a house as the deposit will act as a security against the contract. The provider will be happy to offer you a contract (since you are no longer a high-risk( and you can get the money back after a year or so of regular payments.
3. Use A Guarantor
If you have a bad credit and can't get a mobile phone contract because of this fact, maybe you have a friend or a relative who can help you out a little. The provider will check the guarantor's credit rating instead of yours and this person will take responsibility of payment in case you are not able to.
There you have it! Getting a mobile phone contract if you have bad credit does not have to be an impossible mission if we at Talk Back Phones have any say on the matter.